Summary
Overview
Work History
Education
Skills
Timeline
Generic

TONYA TUIJA PAUL

44 Rose Drive Wanstead Heights, St. James,Barbados

Summary

Experienced financial professional with strong track record in driving financial strategies and managing budgets. Adept in financial reporting, analysis, and compliance. Strong focus on team collaboration and achieving results. Known for adaptability and reliability. Skilled in forecasting, risk management, and financial planning. Highly valued for strategic thinking and effective problem-solving.

Overview

17
17
years of professional experience

Work History

Financial Controller

St. Louise Property Ltd T/a The Soco House St. Lucia / Sierra Beach Apartment Hotel Ltd T/a Soco Hotel
03.2020 - Current
  • Developed and implemented financial controls to enhance budget accuracy and compliance.
  • Oversees monthly financial reporting processes, ensuring timely submission and accuracy of data.
  • Managed cash flow forecasting, optimizing liquidity and minimizing financial risk exposure.
  • Collaborated with department heads to prepare annual budgets aligned with organizational goals.
  • Evaluated accounting systems and processes, recommending improvements for increased operational effectiveness.
  • Oversaw all aspects of the month-end close process, ensuring timely completion of accurate financial statements for executive review.
  • Maintained strong relationships with external auditors, facilitating smooth annual audit processes and addressing any concerns promptly.
  • Reduced operating costs through meticulous budget management and cost analysis.
  • Improved financial reporting accuracy by streamlining processes and implementing efficient financial controls.

Associate Relationship Manager- Business Banking

RBC/RBTT Bank (Grenada) Limited- Eastern Caribbean Business Banking
03.2018 - 02.2020
  • Developed and maintained strong client relationships to enhance customer satisfaction and loyalty.
  • Analyzed client financial needs to provide tailored banking solutions and support.
  • Coordinated with internal teams to ensure timely resolution of client issues and inquiries.
  • Conducted regular reviews of client accounts to identify opportunities for additional services.
  • Worked alongside other departments to develop cohesive strategies that maximized the overall value of our client relationships.
  • Provided exceptional customer service, resolving issues promptly and effectively to ensure high client retention rates.
  • Managed and deepened existing client relationships, leading to increased business opportunities.
  • Maintained a strong understanding of industry trends, enabling insightful recommendations on investment opportunities for clients.

Client Portfolio Analyst

Scotiabank, Caribbean East - Corporate and Commercial Banking Centre
11.2014 - 02.2018
  • Monitored compliance with regulatory requirements, ensuring adherence across all portfolio activities and transactions.
  • Kept up-to-date on market trends, regulatory changes, and industry news to inform investment decisions.
  • Identified new business opportunities by leveraging market insights and networking with industry professionals.
  • Collaborated closely with sales team members to ensure seamless coordination between portfolio management activities and client relationship building efforts.
  • Supported senior management in making informed decisions through the generation of detailed reports and presentations.
  • Monitoring of accounts / products to ensure the criteria laid down by the Bank’s adjudicating, auditing, and compliance organizations are met (Barbados and the EC).
  • Conduct Analysis of client transaction activity and ensure “Know Your Customer” (KYC) information is recorded and action as appropriate. (Barbados and the EC).
  • Monitoring corporate loan portfolio ensuring delinquency is kept to a minimum and conducting financial analysis and annual reviews on corporate customer accounts (Barbados and the EC).

Accounting and Administration Manager

Total Laundry and Dry Cleaning Services
01.2009 - 10.2014
  • Managed daily operations to ensure efficient workflow and high-quality service delivery.
  • Developed and implemented streamlined processes to enhance productivity across departments.
  • Supervised administrative staff, providing training and support to improve service standards.
  • Managed budgets and financial reporting, enabling effective allocation of resources and timely identification of potential cost savings.
  • Streamlined office processes by implementing efficient administrative systems, resulting in increased productivity and reduced operational costs.
  • Implemented internal controls to improve compliance and safeguard assets.
  • Oversaw payroll processing and reporting, ensuring adherence to company policies and regulations.
  • Managed journal entries, collection efforts, reconciliations, and payroll processing.
  • Managed banking reconciliations and monthly balance sheet statements.

Education

Msc - Corporate Finance

University of Liverpool

Diploma - Accounting and Business

Association of Chartered Accountants

Bsc - Economics with Management

University of the West Indies

Certificate - International Negotiations: Practical Skills and Techniques

United Nations Institute for Training and Research (UNITAR)

Skills

  • Internal controls
  • Cash flow management
  • Accounts payable and receivable
  • Financial management
  • Financial planning
  • Credit control

Timeline

Financial Controller

St. Louise Property Ltd T/a The Soco House St. Lucia / Sierra Beach Apartment Hotel Ltd T/a Soco Hotel
03.2020 - Current

Associate Relationship Manager- Business Banking

RBC/RBTT Bank (Grenada) Limited- Eastern Caribbean Business Banking
03.2018 - 02.2020

Client Portfolio Analyst

Scotiabank, Caribbean East - Corporate and Commercial Banking Centre
11.2014 - 02.2018

Accounting and Administration Manager

Total Laundry and Dry Cleaning Services
01.2009 - 10.2014

Diploma - Accounting and Business

Association of Chartered Accountants

Bsc - Economics with Management

University of the West Indies

Certificate - International Negotiations: Practical Skills and Techniques

United Nations Institute for Training and Research (UNITAR)

Msc - Corporate Finance

University of Liverpool
TONYA TUIJA PAUL